thecpateam.com, along with its subsidiaries and affiliates (“thecpateam.com”), provides the information and services on its World Wide Web site(s) (the “Site”) under the following terms and conditions. By accessing and/or using the Site, you indicate your acceptance of these terms and conditions.

LAWS AND REGULATIONS. Access to and use of this Site are subject to all applicable international, federal, state and local laws and regulations. User agrees not to use the Site in any way which violates such laws or regulations.

COPYRIGHT AND TRADEMARKS. The information available on or through this Site is the property of thecpateam.com, or its licensors, and is protected by copyright, trademark, and other intellectual property laws. Users may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works or otherwise use any information available on or through this Site for commercial or public purposes. Users may not use the trademarks, logos and service marks (“Marks”) for any purpose including, but not limited to use as “hot links” or meta tags in other pages or sites on the World Wide Web without the written permission of thecpateam.com or such third party that may own the Mark.

TAMPERING. User agrees not to modify, move, add to, delete or otherwise tamper with the information contained in thecpateam.com's Web site. User also agrees not to decompile, reverse engineer, disassemble or unlawfully use or reproduce any of the software, copyrighted or trademarked material, trade secrets, or other proprietary information contained in the Site.

THIRD PARTY INFORMATION. Although thecpateam.com monitors the information on the Site, some of the information may be supplied by independent third parties. While thecpateam.com makes every effort to insure the accuracy of all information on the Site, thecpateam.com makes no warranty as to the accuracy of any such information.

LINKS TO THIRD PARTY SITES. This Site may contain links that will let you access other Web sites that are not under the control of thecpateam.com. The links are only provided as a convenience and thecpateam.com does not necessarily endorse any of these sites. thecpateam.com assumes no responsibility or liability for any material that may accessed on other Web sites reached through this Site, nor does thecpateam.com make any representation regarding the quality of any product or service contained at any such site.

LINKS FROM THIRD PARTY SITES. thecpateam.com prohibits unauthorized links to the Site and the framing of any information contained on the site or any portion of the Site. thecpateam.com reserves the right to disable any unauthorized links or frames. thecpateam.com has no responsibility or liability for any material on other Web sites that may contain links to this Site.

NO WARRANTIES. Information and documents provided on this Site are provided “as is” without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. thecpateam.com uses reasonable efforts to include accurate and up-to-date information on this Site; it does not, however, make any warranties or representations as to its accuracy or completeness. thecpateam.com periodically adds, changes, improves, or updates the information and documents on this Site without notice. thecpateam.com assumes no liability or responsibility for any errors or omissions in the content of this Site. Your use of this Site is at your own risk.

LIMITATION OF LIABILITY. UNDER NO CIRCUMSTANCES SHALL THECPATEAM.COM BE LIABLE FOR ANY DAMAGES SUFFERED BY YOU, INCLUDING ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS OR DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF INFORMATION, PROGRAMS OR OTHER DATA) THAT RESULT FROM ACCESS TO, USE OF, OR INABILITY TO USE THIS SITE OR DUE TO ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION THROUGH THE INTERNET, EVEN IF THECPATEAM.COM WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

PRIVACY. Protecting the privacy of our clients and users of our Sites is important to thecpateam.com. thecpateam.com web Site Privacy Policy describes how we use and protect information you provide to us.

SECURITY. Data transmitted to and from thecpateam.com client Sites may be encrypted for the user's protection. However, the security of information transmitted through the Internet can never be guaranteed. thecpateam.com is not responsible for any interception or interruption of any communications through the Internet or for changes to or losses of data.

TRANSMISSION OF PERSONAL DATA. User acknowledges and agrees that by providing thecpateam.com with any personal information through the Site, User consents to the transmission of such personal user information over international borders as necessary for processing in accordance with thecpateam.com standard business practices and thecpateam.com Privacy Policy.

TRADEMARKS AND SERVICE MARKS. The following, included but not limited to, are trademarks and service marks of thecpateam.com, which may appear on the Site, and are protected by applicable laws:

      There is Strength in Numbers ^SM

thecpateam.com reserves the right to change polices at any time, without notification and without amendment or updating of these Terms of Use.

      These Terms of Use are effective April 15, 2002 and thereafter.